Jacob 2

Jacob 2:19 And after ye have obtained a hope in Christ ye shall obtain riches, if ye seek them. how bad is it that this verse has always appealed to me? I read a scripture that says there's a sure way to obtain riches and I get all excited. I wonder if that means I won't find them until the scripture isn't exciting to me any more. It does go on to say, and ye will seek them for the intent to do good, but I feel like nearly every hard working church member I know says that he is only working so hard now to be able to provide for his family, and that he wants to be able to spend more time with them later, so he's putting in the long hours now. So here's the question: is it better to put yourself in a position to have to work until you are actually old, but be able to be with your children in their youth, or to work hard while they are young, be able to pay for their college educations, finance their missions, and potentially serve a mission yourself, at the expense of not being around while they are young?